About this programme
The Urban Redevelopment Authority (URA) of Pittsburgh runs a business lending program under its Access to Capital work, offering fixed-rate loans below market rate to small and medium-sized businesses located within the City of Pittsburgh.
The URA also runs targeted lending tracks alongside its general business loans, including a Small Contractor Line of Credit and support programs for minority- and women-owned businesses (MWBE), plus partnership programs through Invest PGH.
How it works
Loans range from $5,000 to $500,000, at fixed rates below market rate.
Terms run 5 to 20 years depending on what the loan funds, and interest-only periods may be available.
Eligible uses include leasehold improvements, working capital, furniture, fixtures and equipment, property acquisition, inventory, and other business needs.
The Small Contractor Line of Credit, a related URA program, funds up to 50% of approved construction contracts.
Who can apply
The business must be located within the City of Pittsburgh.
The program targets small to medium-sized enterprises; separate special tracks exist for contractors and childcare providers, and for minority- and women-owned businesses (MWBE).
How to apply
- Start with the URA's online intake form to begin the application process.
- Contact the URA directly with questions before applying.
Frequently asked
How much can I borrow from the URA?
URA business loans range from $5,000 to $500,000.
Does my business need to be inside city limits?
Yes, the business must be located within the City of Pittsburgh.
What can the loan pay for?
Leasehold improvements, working capital, furniture, fixtures and equipment, property acquisition, inventory, and other general business needs.
Are there loan options for contractors?
Yes, the URA runs a Small Contractor Line of Credit that funds up to 50% of approved construction contracts.
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Reviewed 2026-09-25. Programmes change, so check eligibility, amounts and deadlines on the official page before you apply. CapEasy is a private firm and is not part of any government body.