About this programme
Georgia CDFI Loans, run through the Georgia Micro Enterprise Network (GMEN) under the Georgia Department of Economic Development, offer small loans up to $50,000 for micro-businesses across the state, paired with business development training.
The network is made up of three regional lenders, each covering a different part of Georgia: Albany Community Together, Inc. (ACT!) in South Georgia, Access to Capital for Entrepreneurs, Inc. (ACE) in North Georgia and metro Atlanta, and Small Business Assistance Corporation (SBAC) in Southeast and Central Georgia.
Who can apply
The business must have five or fewer employees and annual sales under $100,000.
Which of the three regional lenders you apply through depends on your county: ACT! (36 counties in South Georgia, including Dougherty, Houston, and Lee), ACE (62 counties in North Georgia and metro Atlanta, including Fulton, Cobb, and Gwinnett), or SBAC (48 counties in Southeast and Central Georgia, including Chatham and Bulloch).
How to apply
- Identify which of the three regional lenders covers your county.
- Apply directly with that regional lender (ACT!, ACE, or SBAC).
Frequently asked
Who qualifies for a Georgia CDFI micro loan?
Businesses with five or fewer employees and annual sales under $100,000.
Which lender do I apply through?
It depends on your county: ACT! covers 36 South Georgia counties, ACE covers 62 North Georgia and metro Atlanta counties, and SBAC covers 48 Southeast and Central Georgia counties.
How much can I borrow?
Up to $50,000.
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All 14 programmes in Georgia →
Reviewed 2026-09-25. Programmes change, so check eligibility, amounts and deadlines on the official page before you apply. CapEasy is a private firm and is not part of any government body.