About this programme
GRA Startup Loans are run by the Georgia Research Alliance for companies with substantial operations in Georgia that were founded on technology developed at a Georgia university. The loan is meant to bridge the gap between a technology's early development and outside financing, funding further product development, pilot product launches, and early customer engagement.
How it works
Loans go up to $250,000, deployed in tranches tied to achieved milestones rather than a fixed calendar schedule.
The loan carries a modest warrant component, along with the option to convert in connection with a future financing event.
Who can apply
The company must have substantial operations in Georgia and be founded on technology developed at a Georgia university.
How to apply
- Contact GRA at Grants@GRA.org, or reach the Chief Innovation Officer (Justin Burns) or Associate Director of Innovation (Andrew Short) for program inquiries.
- Apply through GRA's application page (referenced on its grants and loans page).
Frequently asked
Who can apply for a GRA Startup Loan?
Companies with substantial Georgia operations that were founded on technology from a Georgia university.
How is the loan paid out?
In tranches tied to milestones the company achieves, rather than on a fixed schedule.
Does GRA take equity through this loan?
The loan includes a modest warrant component and an option to convert in connection with a future financing event.
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All 14 programmes in Georgia →
Reviewed 2026-09-25. Programmes change, so check eligibility, amounts and deadlines on the official page before you apply. CapEasy is a private firm and is not part of any government body.